Eminent Visa Signature Card Calculator
Best for: Regular diners, gym members, and those with medical expenses who make transactions of HK$300+ and want straightforward 5% cashback
View official detailsThe DBS Eminent Visa Signature Card is designed for health-conscious spenders and regular diners, offering 5% cashback on four Designated Categories: Dining, Sportswear, Fitness Clubs, and Medical Services. Each transaction must be HK$300 or more to qualify for the 5% rate. Other retail spending including online purchases, foreign currency transactions, and groceries earns 1%, while spending above the caps falls to a 0.4% base rate. The monthly caps are reasonably generous, with the 5% rate applying to the first HK$8,000 combined across all four designated categories, HK$20,000 for other retail at 1%, and HK$5,000 for e-wallet transactions. There are some notable exclusions to be aware of: dining does not include banquets, private parties, or food and beverage at hotels, department stores, and clubhouses, while medical excludes veterinary services. You must register via the DBS Card+ app to earn the bonus rewards.
- 5% cashback on dining (excellent for regular restaurant spenders)
- 5% on sportswear, fitness, and medical services
- 1% on foreign currency spending (no complex requirements)
- Generous HK$8,000 cap on 5% categories
- HK$20,000 cap on other retail (1%)
- No minimum monthly spend requirement
- Annual fee waived first year
- Each transaction must be >=HK$300 for 5% Designated Categories
- Dining excludes banquets, hotel F&B, clubhouse dining
- E-wallet spending capped at HK$5,000/month
- Only 0.4% base rate above caps
- Must register via DBS Card+ app
- High income requirement (HK$360,000/year)
- Sportswear/fitness/medical are niche categories for many