HK 中文
MMPower World MasterCard
Hang Seng

MMPower World MasterCard Calculator

Best for: Young professionals with regular overseas and online spending who consistently hit the HK$5,000 monthly minimum

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Overseas Transactions 6% cashback on foreign currency transactions
HKD
6.0% HKD 0
Online Retail Spending 5% cashback on online retail purchases
HKD
5.0% HKD 0
Dining Restaurants and dining
HKD
0% HKD 0
Electronics Electronics stores and purchases
HKD
0% HKD 0
Entertainment Streaming, cinemas, theme parks, etc.
HKD
0% HKD 0
Other Retail 0.4% base cashback on other eligible retail
HKD
0.4% HKD 0
Calculator verified: 17 Dec 2025 Rates may change over time, and bank may not have same interpretation as us. Always verify with bank before applying.
View Official Terms

The Hang Seng MMPower World Mastercard offers 6% cashback on overseas transactions, 5% on online retail, and 1% on your two highest-spending categories from Dining, Electronics, and Entertainment. Base rate is 0.4% on other eligible retail. Important requirements: HK$5,000 minimum monthly spend to qualify for any cashback, and maximum HK$500 cashback per month across all categories.

Advantages

  • 6% cashback on overseas transactions
  • 5% cashback on online retail
  • 1% on top two spending categories
  • No annual fee
  • Good for digital-first lifestyle

Considerations

  • Requires HK$5,000 minimum monthly spend
  • Maximum HK$500 cashback per month total
  • Only 0.4% base rate on other spending
  • Complex category selection rules
  • Zero cashback if minimum not met
Annual Fee: Waived (1st year) Min. Income: HK$150000/year