HK 中文
Cathay Mastercard
Standard Chartered

Cathay Mastercard Calculator

Best for: Cathay Pacific frequent flyers who want to maximize Asia Miles earning and prefer direct miles accumulation

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Dining $4 = 1 Mile on restaurants, cafes, bars & food delivery
HKD
4% HKD 0
Hotels $4 = 1 Mile on direct hotel bookings
HKD
4% HKD 0
Foreign Currency Spend $4 = 1 Mile on foreign currency transactions
HKD
4% HKD 0
Other Spending $6 = 1 Mile on other HKD transactions
HKD
6% HKD 0
Calculator verified: 17 Dec 2025 Rates may change over time, and bank may not have same interpretation as us. Always verify with bank before applying.
View Official Terms

The Standard Chartered Cathay Mastercard earns Asia Miles directly with no points conversion needed. Dining, hotels, and foreign currency spending earn at HK$4 = 1 mile, while all other spending earns at HK$6 = 1 mile. This is a miles-only card with no cashback option, making it ideal for dedicated Cathay Pacific flyers who value Asia Miles above all else.

Advantages

  • HK$4 = 1 mile on dining, hotels, and foreign currency
  • HK$6 = 1 mile on all other spending
  • Direct Asia Miles earning (no conversion)
  • No spending caps
  • Simple two-tier structure

Considerations

  • Miles locked to Asia Miles program only
  • No cashback option available
  • HK$1,800 annual fee
  • Hotel bookings must be direct (not OTAs like Expedia)
  • Less valuable if you don't fly Cathay/oneworld
Annual Fee: HK$2000 Min. Income: HK$96000/year