HK 中文
Simply Cash Credit Card
Standard Chartered

Simply Cash Credit Card Calculator

Best for: Moderate spenders who want consistent cashback without tracking categories, especially those with regular overseas spending

View official details
Monthly Cashback HKD 0
Effective Rate 0.00%
Foreign Currency Spending 2% cashback on all foreign currency transactions
HKD
2.0% HKD 0
HKD Spending 1.5% cashback on all local HKD transactions
HKD
1.5% HKD 0
Calculator verified: 17 Dec 2025 Rates may change over time, and bank may not have same interpretation as us. Always verify with bank before applying.
View Official Terms

The Standard Chartered SimplyCash card offers 2% cashback on all foreign currency spending and 1.5% cashback on all local HKD spending. With no spending caps, no category restrictions, and no minimum spending requirements, it's one of the most straightforward cashback cards in Hong Kong - ideal for those who don't want to track categories or optimize spending.

Advantages

  • 2% unlimited cashback on foreign currency spending
  • 1.5% unlimited cashback on all HKD spending
  • No spending caps or category restrictions
  • No minimum spend requirement
  • Simple, no-hassle structure

Considerations

  • 1.5% HKD rate is lower than category-specific cards
  • No bonus categories for dining or online
  • Annual fee after first year
  • Better options exist for high spenders in specific categories
Annual Fee: HK$2000 Min. Income: HK$96000/year